[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kospo.cz\/nemusi-byt-tak-zle\/#Article","mainEntityOfPage":"https:\/\/www.kospo.cz\/nemusi-byt-tak-zle\/","headline":"Nemus\u00ed b\u00fdt tak zle","name":"Nemus\u00ed b\u00fdt tak zle","description":"N\u011bkdy se st\u00e1v\u00e1, \u017ee podnikatel\u00e9 pracuj\u00ed, se\u010d jim s\u00edly sta\u010d\u00ed, ale nakonec z toho p\u0159ece nic nebo skoro nic nemaj\u00ed. Je to prost\u011b tak \u2013 nikdo z podnikatel\u016f nem\u00e1 jistotu, \u017ee se mu bude jeho pr\u00e1ce vypl\u00e1cet. Nez\u00e1le\u017e\u00ed toti\u017e jenom...","datePublished":"2025-01-18","dateModified":"2025-01-18","author":{"@type":"Person","@id":"https:\/\/www.kospo.cz\/author\/#Person","name":"","url":"https:\/\/www.kospo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kospo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kospo.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_5.jpg","url":"https:\/\/www.kospo.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.kospo.cz\/nemusi-byt-tak-zle\/","about":["Ekonomika"],"wordCount":398,"articleBody":"      N\u011bkdy se st\u00e1v\u00e1, \u017ee podnikatel\u00e9 pracuj\u00ed, se\u010d jim s\u00edly sta\u010d\u00ed, ale nakonec z toho p\u0159ece nic nebo skoro nic nemaj\u00ed. Je to prost\u011b tak \u2013 nikdo z podnikatel\u016f nem\u00e1 jistotu, \u017ee se mu bude jeho pr\u00e1ce vypl\u00e1cet. Nez\u00e1le\u017e\u00ed toti\u017e jenom na tom, jak se tu n\u011bkdo nam\u00e1h\u00e1, ale hlavn\u011b na tom, zda se mu to poda\u0159\u00ed dost v\u00fdhodn\u011b prodat. A v tom se to mnohdy zkomplikuje. Proto\u017ee n\u011bkdy nejsou z\u00e1kazn\u00edci ochotni platit tolik, kolik by bylo z\u00e1hodno, a n\u011bkdy o to nab\u00edzen\u00e9 neprojev\u00ed ani z\u00e1jem a neutrat\u00ed ani korunu. A co znamen\u00e1 pro podnik\u00e1n\u00ed jeho nev\u00fdnosnost? Jednozna\u010dn\u011b probl\u00e9m.Zat\u00edmco toti\u017e podniky ve st\u00e1tn\u00ed sf\u00e9\u0159e mohou docela \u010dasto po\u010d\u00edtat s t\u00edm, \u017ee za n\u011b jejich dluhy zaplat\u00ed tat\u00ed\u010dek st\u00e1t a na provoz se v rozpo\u010dtu pen\u00edze tak\u00e9 najdou, soukromn\u00edci jsou na tom jinak. Ti se mus\u00ed postarat sami, aby byli finan\u010dn\u011b sob\u011bsta\u010dn\u00ed, za ty to st\u00e1t ani nikdo jin\u00fd neud\u011bl\u00e1. A kdy\u017e to soukrom\u00fd podnikatel mus\u00ed zvl\u00e1dnout s\u00e1m, ale p\u0159esto to nezvl\u00e1dne? Co potom, aby nemusel rovnou vyhl\u00e1sit \u00fapadek? Nebyla by tu p\u0159ece jenom n\u011bjak\u00e1 pomoc i pro n\u011bj? Vlastn\u011b byla. Ov\u0161em pouze do\u010dasn\u00e1 a rozhodn\u011b ne automatick\u00e1. Podnikatel\u00e9 si mohou v p\u0159\u00edpad\u011b ekonomick\u00fdch pot\u00ed\u017e\u00ed br\u00e1t i p\u016fj\u010dky. Ale aby se takov\u00e9 pomoci do\u010dkali, mus\u00ed si ji zaslou\u017eit. Tedy mus\u00ed na za\u010d\u00e1tku prok\u00e1zat finan\u010dn\u00edmu \u00fastavu, kter\u00fd zvolenou podnikatelskou p\u016fj\u010dku nab\u00edz\u00ed, \u017ee bude spl\u00e1cet, a pak mus\u00ed pen\u00edze, pokud je dostane, i s \u00faroky vr\u00e1tit. A kdy\u017e je na tom podnikatel dost \u0161patn\u011b a pochybuje, zda p\u0159esv\u011bd\u010d\u00ed o sv\u00e9 bonit\u011b? Nebo kdy\u017e u\u017e se pokou\u0161el z\u00edskat bankovn\u00ed p\u016fj\u010dku, ale neusp\u011bl s odkazem na jeho nedostate\u010dn\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f? Pak by nem\u011bl zapomenout ani na existenci nebankovn\u00ed hypot\u00e9ky bez registru, u kter\u00e9 maj\u00ed \u0161anci i ti, je\u017e nikdo jin\u00fd podpo\u0159it nechce. Nebankovn\u00ed hypot\u00e9ka je toti\u017e v\u017edy jistotou. Pokud za ni z\u00e1jemce nab\u00eddne jako z\u00e1ruku nemovitost. Co\u017e je n\u011bco, co podnikatel\u00e9 b\u011b\u017en\u011b zvl\u00e1dnou.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00ed b\u00fdt tak zle","item":"https:\/\/www.kospo.cz\/nemusi-byt-tak-zle\/#breadcrumbitem"}]}]